Four Expert Tips to Snag Free and Discounted Supermarket Finds

By HOAR Team 25 March, 2025 5 mins read 17 Views

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Visit at the Perfect Time

If you’re keen on scoring free or reduced-price items at your nearby Tesco Express, timing is everything. Look out for yellow stickers that appear around 9.30pm, indicating products nearing their expiration. Similarly, other supermarkets adjust prices on perishables like bread, meat, and dairy during the late afternoon or evening hours. For places like Asda or Sainsbury’s, aim to shop between 5pm and 7pm, or visit the Co-op approximately four hours before closing time to catch the best deals.

Interact with Store Staff

Don’t hesitate to chat with the supermarket employees during your visit. If you notice items that are close to their expiry dates, ask if they will be marked down or given away, as in the Tesco trial. Staff members might offer you immediate discounts or inform you about upcoming promotions, helping you make the most of available offers.

Shop with a Friend

Bringing along a friend or family member can increase your chances of finding bargains. Different people can explore various sections of the store simultaneously, ensuring that you cover more ground. Focus on key areas such as the meat, dairy, and vegetable sections, where free or discounted items are commonly found. Splitting up allows you to spot deals that you might otherwise miss.

Examine Items Carefully

When you find a free or discounted product, take a moment to inspect it thoroughly before adding it to your basket. Avoid products with broken seals and watch out for packages that appear swollen, especially with items like microwave meals, as this can indicate bacterial presence. Additionally, check for any discoloration on meat to ensure it’s safe to consume.

Make the Most of Discounted Goods

Unsure about how to utilize free or discounted items? Here are a few ideas. Milk nearing its expiry can be repurposed into homemade butter or used to prepare pancakes. Cheese, whether in blocks, grated, or sliced form, can be frozen and thawed as needed, extending its shelf life and reducing waste.

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Frequently Asked Questions

What are the benefits of having an emergency fund?

An emergency fund provides financial security by offering a safety net for unexpected expenses, such as medical emergencies or job loss. It helps prevent debt accumulation, reduces stress, and allows for better financial planning, ensuring that individuals can navigate unforeseen circumstances without significant hardship.

What is the definition of money?

Money is a medium of exchange that facilitates transactions for goods and services. It serves as a unit of account, a store of value, and a standard of deferred payment, allowing individuals to compare the value of diverse products and services.

How can I budget my money effectively?

To budget effectively, start by tracking your income and expenses to understand your spending habits. Set realistic financial goals, categorize your expenses, and allocate funds accordingly. Regularly review and adjust your budget to ensure it reflects your current financial situation and objectives.

What are the different types of money?

The main types of money include commodity money, which is based on physical goods like gold or silver; fiat money, which is government-issued currency not backed by a physical commodity; and digital currency, which exists electronically and is often decentralized, such as cryptocurrencies.

What is the difference between saving and investing?

Saving typically involves setting aside money in a secure account for short-term needs or emergencies, while investing involves using money to purchase assets like stocks or real estate with the expectation of generating a return over the long term. Investing carries higher risks but offers the potential for greater rewards.

What is the importance of financial literacy?

Financial literacy is essential for making informed decisions about budgeting, saving, investing, and managing debt. It empowers individuals to understand financial concepts, evaluate risks, and navigate complex financial products, leading to better financial stability and long-term wealth building.

How can I improve my credit score?

To improve your credit score, make timely payments on all debts, reduce credit card balances, avoid opening unnecessary credit accounts, and regularly check your credit report for errors, disputing any inaccuracies. Maintaining a mix of credit types and keeping old accounts open can also be beneficial.

Statistics

The average return on investment for the S&P 500 over the past 90 years is about 10% per annum.
In 2020, the average retirement savings for Americans aged 60 to 69 was approximately $195,000, according to Fidelity.
According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
The average cost of raising a child in the U.S. is estimated to be around $233,610, according to the U.S. Department of Agriculture.
A survey by the American Psychological Association found that 72% of Americans reported feeling stressed about money at some point in the past month.
As of 2021, the median household income in the U.S. was approximately $67,521, according to the U.S. Census Bureau.
As of 2021, the average student loan debt for recent graduates was approximately $30,000, according to the Federal Reserve.
According to the World Bank, around 1.7 billion adults worldwide remain unbanked, lacking access to basic financial services.

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How To

How To Choose the Right Insurance Policies

Choosing the right insurance policies is crucial for protecting your assets and financial well-being. Start by assessing your needs based on your lifestyle, dependents, and financial situation. Research various types of insurance, such as health, auto, home, and life insurance, to understand the coverage options available. Compare quotes from multiple insurance providers to ensure you are getting the best rates and coverage. Read reviews and seek recommendations to gauge the reliability of the insurance companies. Finally, regularly review your policies to ensure they evolve with your life changes, adjusting coverage as needed for optimal protection.

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