Okay, confession time. I literally drove to three different Premier stores yesterday because my coworker Sarah bet me £10 that the new Milkybar Chocolate Crumble bars were just another internet hoax.
Spoiler alert: they're real. And now I'm out ten quid.
These things are basically what happens when someone at Nestle had the brilliant idea to smash together milk chocolate with a creamy biscuit center. It's like they took everything good about regular Milkybar and said "but what if we made it actually interesting for once?"
The Social Media Madness Is Real
I first heard about these bars through Instagram (because apparently that's how I get my news now... God help me). The comments section was absolutely mental. One person literally wrote "I'll be buying 5" and honestly? Same energy.
Another comment that made me laugh: "The angels above listened, well helloooo." I mean, dramatic much? But also... fair point.
The whole thing reminded me of when Pokemon cards were impossible to find back in 2021. People were treating chocolate bars like limited edition collectibles.
Where the Hell Can You Actually Buy These?
Here's the thing that's driving everyone crazy - they're only at Premier stores right now. Not Tesco, not ASDA, not your local corner shop. Just Premier.
I used their store locator (premier-stores.co.uk/our-stores if you're as desperate as I was) and found out the nearest one was 20 minutes away. Twenty minutes! For chocolate!
The price? Nobody knows yet. Nestle's being all mysterious about it, which is either brilliant marketing or they haven't figured it out themselves.
This Isn't Even Their First Rodeo This Year
Remember when everyone lost their minds over Milkybar Biscoff bars at B&M back in January? Those were originally an Australian thing that somehow made it to our shores for just £1.
Then there was the Aero Milkybar combo (£2.99, still available if you're interested). I tried one of those and it was... fine? Not life-changing, but fine.
It's like Nestle discovered they could just mash their existing products together and call it innovation. Smart, actually.
The Chocolate Wars Are Heating Up
While we're all obsessing over Milkybar, Cadbury's been busy bringing back their Dream bars after 22 years. Twenty-two years! I was in primary school when those disappeared.
They also launched some limited edition white chocolate Twirl bars last month. Cadbury described them as "unreal, indulgent, smooth, swirly, creamy, melty, new, and mouthwatering." Someone in their marketing department was having a day.
Poor Iceland customers are still hunting down those Cadbury Dairy Milk Balls that are basically the old Tasters in disguise.
Tasters were brilliant - like Maltesers but without the crunch. They axed them in the mid-2000s because of "slow sales" which still makes no sense to me. Sometimes I think these companies just enjoy making us suffer.
Anyway, I'm off to Premier again because Sarah wants photographic evidence of these Milkybar bars actually existing. The things we do for ten pounds...
Frequently Asked Questions
What are the benefits of having an emergency fund?
An emergency fund provides financial security by offering a safety net for unexpected expenses, such as medical emergencies or job loss. It helps prevent debt accumulation, reduces stress, and allows for better financial planning, ensuring that individuals can navigate unforeseen circumstances without significant hardship.
What is the difference between saving and investing?
Saving typically involves setting aside money in a secure account for short-term needs or emergencies, while investing involves using money to purchase assets like stocks or real estate with the expectation of generating a return over the long term. Investing carries higher risks but offers the potential for greater rewards.
How does inflation affect the value of money?
Inflation refers to the general rise in prices over time, which erodes the purchasing power of money. As inflation increases, each unit of currency buys fewer goods and services, meaning that the value of money decreases in terms of what it can purchase.
How can I budget my money effectively?
To budget effectively, start by tracking your income and expenses to understand your spending habits. Set realistic financial goals, categorize your expenses, and allocate funds accordingly. Regularly review and adjust your budget to ensure it reflects your current financial situation and objectives.
What is the definition of money?
Money is a medium of exchange that facilitates transactions for goods and services. It serves as a unit of account, a store of value, and a standard of deferred payment, allowing individuals to compare the value of diverse products and services.
How can I improve my credit score?
To improve your credit score, make timely payments on all debts, reduce credit card balances, avoid opening unnecessary credit accounts, and regularly check your credit report for errors, disputing any inaccuracies. Maintaining a mix of credit types and keeping old accounts open can also be beneficial.
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Investing in the stock market involves several risks, including market volatility, economic downturns, and company-specific factors that can lead to losses. Investors may also face liquidity risk, where they cannot sell an investment quickly without incurring a loss. Diversification and thorough research can help mitigate these risks.
Statistics
- As of 2021, the average student loan debt for recent graduates was approximately $30,000, according to the Federal Reserve.
- In 2020, the average retirement savings for Americans aged 60 to 69 was approximately $195,000, according to Fidelity.
- A study by the National Endowment for Financial Education found that 60% of Americans do not have a budget.
- According to a survey by the Financial Industry Regulatory Authority (FINRA), about 66% of Americans could not correctly answer four basic financial literacy questions.
- According to a Gallup poll, 56% of Americans report that their financial situation is better than it was a year ago.
- As of 2021, the average American household had approximately $8,400 in credit card debt, according to Experian.
- The average return on investment for the S&P 500 over the past 90 years is about 10% per annum.
- According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
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How To
How To Create a Personal Budget That Works
Creating a personal budget involves several key steps. First, assess your income by totaling all sources of revenue, including salary, bonuses, and side hustles. Next, categorize your expenses into fixed (rent, utilities) and variable (groceries, entertainment). Track your spending for at least a month to gather accurate data. Once you have this information, allocate a specific amount for each category while ensuring your total expenses do not exceed your income. Remember to include savings as a line item in your budget. Review and adjust your budget regularly to reflect changes in income or expenses, which will help you stay on track financially.
Did you miss our previous article...
https://hellofaread.com/money/that-boarding-pass-photo-just-cost-me-2400-and-itll-cost-you-too
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