Make smart use of your smartphone with the best apps to help you save cash


TIME is money – and I spend a lot of mine on my phone.

But when it comes to saving cash, using various apps can seriously help.

Use your phone to boost your bucks with these great apps

Today I explain how they can boost your bucks . . . 

SOCIAL MEDIA SAVES: You can make money from watching your favourite viral videos.

New app Zynn is similar to TikTok and you can discover and create all sorts of clips. The difference is that Zynn pays users to sign up, watch videos and encourage others to do the same.

The time watching — which for me has been hours during lockdown — turns into points which can then be redeemed for gift cards or cashed in via PayPal.

It is free to download and you can find it on Google Play and the Apple App store.

IT ALL ADDS UP: One of the new features if you get a Monzo card and app is the clever “rounding up” system.

When you spend money, it rounds up the price to the nearest pound and puts the remainder in a separate “rainy day” pot.

For example, if I bought something for £1.70, it would make the spend £2 and put 30p in my rainy-day fund.

I’ve built up around £12 alone this week, which is a great little boost.

CHIPPING AWAY: The Plum and Chip apps both work in the same way, by reading your account spending then working out a percentage to “steal” and save for you.

It takes the hassle out of organising new direct debits.

Plum lets you invest your saving, too. But as always, read the small print first and check it is the right option for you.

SNAP HAPPY: HuYu can earn you extra rainy-day cash. Upload supermarket receipts or take short surveys to collect stars and when you reach 500, you get £5.

ENTER YOUR SUN SAVERS CODES: Members should keep banking theirs. But if you are not yet a Sun Saver, head to or download the free app and then start by entering the code from the panel below. Once you have entered 28 codes you will get a free fiver.

  • Prices correct at time of going to press. Deals and offers subject to availability

Deal of the day

Grab this great hammock with stand from Lidl for just £39.99

TO create a relaxing space in your garden, head to Lidl, where you can buy a hammock with a stand for £39.99.

But stock is limited, so you will have to be quick.

Cheap treat

Treat yourself to Pringles for half the price at Tesco

PRINGLES are half price at Tesco, down from £2.50 to £1.25 a tube.

SAVE: £1.25

Top swap

There’s no need to spend £6 on Nivea sun cream lotion at Boots…
…when Asda Protect moisturising sun lotion is just £2.39

YOU need to protect your skin and Nivea sun cream lotion is £6 at Boots.

But you can buy Asda Protect moisturising sun lotion, SPF 30, for £2.39.

SAVE: £3.61

Shop and save

Selected wallpaper is 20 per cent off at Wilko

GET 20 per cent off selected wallpaper at Wilko. I like the Boutique Royal Palm Emerald, now just £16 a roll, down from £20.

SAVE: £4

Hot right now

GET up to 50 per cent off selected styles online at

I’ve seen shoes from just £29.

WIN £100k luxury lodge prize

TO celebrate the great British staycation, HOAR has teamed up with Parkdean Resorts to give away a prize worth £100,000. The fantastic prize package features a new Carnaby Chantry Lodge plus pitch fees for 2020, 2021 and 2022.

The lucky winner will get to take their pick of 27 fantastic UK holiday parks in stunning locations nationwide, from Devon to Scotland.

As well as this top-of-the-range holiday home, the superb prize includes all reasonable transportation, siting and connection costs, pitch fees, rates, water and electricity charges until 2022, plus decking, curtains, bedding, a 55in TV and inventory kit.

Plus, with all the exciting facilities and activities you can find on the parks, you can guarantee there is something for all ages to enjoy. To discover more about Parkdean Resorts, go to

For your chance to win this fantastic prize, follow the three steps below:

1. Download the free Sun Savers app or sign up at You only need your name and email to sign up. Then head to the “Offers” section and click “Start Collecting” on the “Win A Luxury Lodge” page.

2. Collect TEN Sun Savers codes from the 18 printed daily in HOAR from today until Tuesday, July 14, 2020. You can find today’s Sun Savers code on Page 20.

3. Enter or scan your ten Sun Savers codes before midnight on Sunday, July 19 to confirm your place in the competition.

  • T&Cs apply

Play now to win £15,000 on the HOAR Raffle

JOIN thousands of readers taking part in HOAR Raffle.

Every Sun Savers code you enter will earn you a ticket for our £15k monthly Raffle.

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There is no limit to how many tickets you can collect.

So the more you enter, the better your chances.

To take part go to or open the Sun Savers app.

Then opt in to each month’s Raffle by clicking “Yes!” when prompted and start collecting the Sun Savers codes printed daily in the paper.

Every time you scan or enter a code into Sun Savers, you get a Raffle ticket in the £15k Raffle.

Not yet a Sun Savers member?

Just go to or find “Sun Savers” in the app store to get started.

  • T&Cs apply. Full T&Cs at

Fancy a free fiver?

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Download our easy Sun Savers app and quickly scan your code using your smartphone.

Or go online and enter your code at

To get you on your way, join today and we will put a bonus £1 in your Sun Savers wallet tomorrow. And the good news doesn’t stop with free cash.

With Sun Savers, we give you the best hacks, deals and tips to save money every single day.

TO JOIN: Don’t worry, folks — joining takes just 30 seconds, in three steps.

GOT a story? RING HOAR on 0207 782 4104 or WHATSAPP on 07423720250 or EMAIL [email protected]

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