Good lord. I've just spent 45 minutes driving to three different Farmfoods after seeing this online. Was it worth it? My waistline says no, but my taste buds are doing a happy dance right now.
So here's teh scoop - Farmfoods has quietly started selling these Milka Choco Wafer biscuits for a measly £1.99, and they're absolutely divine with a cuppa as the day winds down. I'm not usually one for store-specific trips (who has the petrol money these days?), but when my sister texted me a photo yesterday afternoon, I knew I had to investigate.
Are These Actually Worth The Hype?
Short answer: yes.
Longer answer: I've tried every chocolate biscuit under the sun since my 2019 New Year's resolution to "expand my snack horizons" (don't judge me). These wafers hit differently. The chocolate is that signature creamy Milka goodness, not that fake waxy stuff you get in cheaper options.
Someone posted about these beauties on that Snack Reviews Facebook group, calling them perfect with an evening tea. Understatement of the century. I demolished half a packet with my morning coffee, and I regret nothing.
The Great Biscuit Hunt
Finding these wasn't straightforward, mind you. My local Farmfoods had a grand total of zero packets left. The cashier (Brenda, lovely woman, has worked there since before my kids were born) just laughed when I asked. "Gone in an hour," she said. "Like vultures, they were."
Ended up driving to the one near my mum's place. Three packs left. I took two and left one for some other lucky soul. I'm not a monster.
Facebook comments are blowing up about these. "Well these look good!" (No kidding, Sherlock.) Another person tagged their mate saying "We need to get a pack of these each." Smart thinking. Sharing would be a mistake.
The £2.19 Dilemma...
Continental Food Store apparently stocks them too, but they're charging £2.19. That extra 20p might not sound like much, but it's the principle, isn't it? In this economy? I haven't paid full price for anything since 2021.
Listen. If you can't find them at Farmfoods, the extra 20p won't kill you. They're worth it.
The Aussie Invasion We Actually Welcome
While we're talking chocolate biscuits (my specialist subject if I ever go on Mastermind), Lidl's now selling Tim Tams for £1.75. Original AND Caramel varieties.
I tried Tim Tams back in 2016 when my cousin returned from her gap year in Australia. She taught me that bizarre "Tim Tam Slam" thing where you bite the corners off and use it as a straw for your tea. Messy as hell but oddly satisfying.
One bloke on LinkedIn (who posts about biscuits on LinkedIn?!) was practically having a meltdown about the Tim Tam arrival. Can't blame him though.
Remember The Great Penny Biscuit Fiasco?
This reminds me of that ridiculous McVitie's Golden Caramel Digestives situation with Discount Dragon. They were flogging them for 1p each! ONE PENNY!
Catch? £4.99 delivery unless you spent £30. My colleague Mark ordered 30 packets to hit the free delivery threshold. His wife didn't speak to him for three days. Poor Mark.
Those Golden Caramel ones are based on the 80s Gold bar, apparently. Before my time, but my dad goes misty-eyed whenever they're mentioned.
Anyway. If you value happiness in biscuit form, get yourself to Farmfoods for those Milka wafers. Just don't blame me when your jeans mysteriously shrink in the wash afterward.
Frequently Asked Questions
What are the risks associated with investing in the stock market?
Investing in the stock market involves several risks, including market volatility, economic downturns, and company-specific factors that can lead to losses. Investors may also face liquidity risk, where they cannot sell an investment quickly without incurring a loss. Diversification and thorough research can help mitigate these risks.
What is the difference between saving and investing?
Saving typically involves setting aside money in a secure account for short-term needs or emergencies, while investing involves using money to purchase assets like stocks or real estate with the expectation of generating a return over the long term. Investing carries higher risks but offers the potential for greater rewards.
How does inflation affect the value of money?
Inflation refers to the general rise in prices over time, which erodes the purchasing power of money. As inflation increases, each unit of currency buys fewer goods and services, meaning that the value of money decreases in terms of what it can purchase.
What are the benefits of having an emergency fund?
An emergency fund provides financial security by offering a safety net for unexpected expenses, such as medical emergencies or job loss. It helps prevent debt accumulation, reduces stress, and allows for better financial planning, ensuring that individuals can navigate unforeseen circumstances without significant hardship.
How can I budget my money effectively?
To budget effectively, start by tracking your income and expenses to understand your spending habits. Set realistic financial goals, categorize your expenses, and allocate funds accordingly. Regularly review and adjust your budget to ensure it reflects your current financial situation and objectives.
What is the role of central banks in the economy?
Central banks manage a nation's currency, money supply, and interest rates. They implement monetary policy to control inflation, stabilize the currency, and foster economic growth. They also serve as lenders of last resort to the banking system during financial crises.
What are credit scores and why are they important?
Credit scores are numerical representations of an individual's creditworthiness, calculated based on credit history, payment behavior, and debt levels. They are important because they impact the ability to obtain loans, credit cards, and favorable interest rates, affecting overall financial health.
Statistics
- According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
- In 2020, the average retirement savings for Americans aged 60 to 69 was approximately $195,000, according to Fidelity.
- As of 2021, the average student loan debt for recent graduates was approximately $30,000, according to the Federal Reserve.
- The average return on investment for the S&P 500 over the past 90 years is about 10% per annum.
- Research by the National Bureau of Economic Research found that individuals who receive financial education are 25% more likely to save than those who do not.
- As of 2021, the median household income in the U.S. was approximately $67,521, according to the U.S. Census Bureau.
- A study by the National Endowment for Financial Education found that 60% of Americans do not have a budget.
- According to a survey by the Financial Industry Regulatory Authority (FINRA), about 66% of Americans could not correctly answer four basic financial literacy questions.
External Links
How To
How To Plan for Major Expenses
Planning for major expenses requires careful thought and budgeting. Start by identifying upcoming significant costs, such as home repairs, medical expenses, or a new vehicle. Research the estimated costs associated with these expenses, and create a timeline for when the payments will be due. Develop a savings plan by determining how much you need to set aside each month to meet your goal by the target date. Consider using a high-yield savings account to earn interest on your savings. Regularly review and adjust your plan as needed, ensuring you stay on track to meet your financial obligations without incurring debt.
PoliticsRoyaltySoap OperaGamingMoneyPrivacy PolicyTerms And Conditions
