
Listen. I've been tracking garden furniture prices for three years now (don't ask why, it started as a joke bet with my neighbor), and what Homebase just did with their hanging egg chair literally made me spit out my coffee.
They slashed it from £199 to £99.
That's not a sale - that's practically highway robbery in reverse. I immediately texted my sister who's been obsessing over these Instagram-worthy egg chairs since 2022, and her response was just three crying-laughing emojis followed by "FINALLY."
The Chair That Started a Mild Obsession
This grey beauty stands 192cm tall (yeah, it's basically a statement piece that screams "I have my life together" even when you absolutely don't). Comes with cushions too, which honestly surprised me because retailers love charging extra for the basics these days.
The product description reads like poetry: "Its soft cushions and gentle swaying motion provide optimal comfort whilst its stylish design adds a focal point to your outdoor space." Whether you're reading a book or just staring into the void contemplating your life choices, this chair apparently offers "tranquil relaxation experience."
I mean... they're not wrong.
Here's Where It Gets Complicated
You can't just waltz into any old Homebase anymore. Remember when they went into administration last November? Yeah, that whole mess. CDS Superstores (who also own The Range and what's left of Wilko) swooped in and saved the day, but over 50 stores still got the axe.
Now you've got to hunt down one of their 188 concessions inside The Range stores across the UK. It's like a treasure hunt, but for furniture. You can also order online at homebase.co.uk, but here's teh kicker - no click and collect. None.
The Competition is Sweating
B&M is selling something similar for £150 (already feeling foolish, I bet). Asda marked theirs down from £249 to £148, which would've seemed reasonable last week.
Poor Asda. They probably thought they were being generous.
But Wait, There's More Summer Madness
Since everyone's apparently lost their minds with garden deals, Aldi jumped in with solar Marrakesh crook lanterns - double pack for £12.99. This Sunday they're unleashing what they're calling a "whole range" of garden stuff.
Including a £3.99 solar light with a crocodile clip (because apparently that's a thing now). It's got 20 firefly LED lights inside for "whimsical touch." Their words, not mine, but honestly? After seeing my neighbor's setup last weekend, I'm starting to understand the appeal.
The bulbs come in two different shapes, which feels unnecessarily complicated but whatever makes people happy, I guess.
My advice? Shop around like your summer relaxation depends on it. Because apparently, it does.
Frequently Asked Questions
What is a budget deficit?
A budget deficit occurs when a government's expenditures exceed its revenues over a specific period, usually a fiscal year. This can lead to increased borrowing and national debt if not addressed through spending cuts or revenue increases.
What is the definition of money?
Money is a medium of exchange that facilitates transactions for goods and services. It serves as a unit of account, a store of value, and a standard of deferred payment, allowing individuals to compare the value of diverse products and services.
How can I budget my money effectively?
To budget effectively, start by tracking your income and expenses to understand your spending habits. Set realistic financial goals, categorize your expenses, and allocate funds accordingly. Regularly review and adjust your budget to ensure it reflects your current financial situation and objectives.
What are the benefits of having an emergency fund?
An emergency fund provides financial security by offering a safety net for unexpected expenses, such as medical emergencies or job loss. It helps prevent debt accumulation, reduces stress, and allows for better financial planning, ensuring that individuals can navigate unforeseen circumstances without significant hardship.
What is the difference between saving and investing?
Saving typically involves setting aside money in a secure account for short-term needs or emergencies, while investing involves using money to purchase assets like stocks or real estate with the expectation of generating a return over the long term. Investing carries higher risks but offers the potential for greater rewards.
What are the different types of money?
The main types of money include commodity money, which is based on physical goods like gold or silver; fiat money, which is government-issued currency not backed by a physical commodity; and digital currency, which exists electronically and is often decentralized, such as cryptocurrencies.
How does inflation affect the value of money?
Inflation refers to the general rise in prices over time, which erodes the purchasing power of money. As inflation increases, each unit of currency buys fewer goods and services, meaning that the value of money decreases in terms of what it can purchase.
Statistics
- Research by the National Bureau of Economic Research found that individuals who receive financial education are 25% more likely to save than those who do not.
- According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
- A survey by the American Psychological Association found that 72% of Americans reported feeling stressed about money at some point in the past month.
- According to the World Bank, around 1.7 billion adults worldwide remain unbanked, lacking access to basic financial services.
- According to a survey by the Financial Industry Regulatory Authority (FINRA), about 66% of Americans could not correctly answer four basic financial literacy questions.
- As of 2021, the median household income in the U.S. was approximately $67,521, according to the U.S. Census Bureau.
- As of 2021, the average student loan debt for recent graduates was approximately $30,000, according to the Federal Reserve.
- According to the Bureau of Labor Statistics, the average American spends about $1,500 per year on coffee.
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How To
How To Create a Personal Budget That Works
Creating a personal budget involves several key steps. First, assess your income by totaling all sources of revenue, including salary, bonuses, and side hustles. Next, categorize your expenses into fixed (rent, utilities) and variable (groceries, entertainment). Track your spending for at least a month to gather accurate data. Once you have this information, allocate a specific amount for each category while ensuring your total expenses do not exceed your income. Remember to include savings as a line item in your budget. Review and adjust your budget regularly to reflect changes in income or expenses, which will help you stay on track financially.