Look, I have a confession. I'm that person who hoards chocolate like we're facing an apocalypse. My partner found my "emergency stash" last month and just stared at me with this mixture of concern and amusement. Whatever. We all have our vices.
So when I spotted this ridiculous Amazon deal on Kinder chocolate bars this morning (while supposedly working on a completely different article, mind you), I literally gasped loud enough that my cat jumped off the desk. Sorry, Muffin.
The deal that made me text my chocoholic sister at 7am
Amazon has knocked their bulk boxes of Kinder chocolate bars down to just £10.50 for 36 bars. That's 29p per bar! They were selling these same boxes for £17.93 before - about 49p per bar - which means this is roughly a 40% price drop.
For context, if you grab one of these 21g bars at Tesco, you'll pay 35p. Each. That's 14p more expensive than teh Amazon deal, which adds up when you're buying in bulk.
Is it actually worth it though?
Depends. (Don't you hate that answer?)
If you're already ordering stuff from Amazon and have Prime, then hell yes. Stock up! But if you're making a special trip or don't have Prime, the shipping costs might eat into your savings.
I checked around and found that Sainsbury's has a 6-pack for £1.60, which works out to about 27p per bar - technically a couple pennies cheaper. But then you're stuck with just 6 bars instead of 36, adn who wants that limitation in their chocolate life?
That time I bought 72 Kinder bars...
Back in 2019, I found a similar deal and bought TWO of these boxes. My reasoning was sound - I'd save them for movie nights, unexpected guests, and late-night cravings. Three weeks later they were gone. I still don't know exactly what happened, but I suspect my partner was sneaking them to work.
When I confronted him, he just shrugged and said, "You bought 72 chocolate bars. What did you expect?"
Fair point.
Comparison shopping is your friend (boring but true)
If you're serious about saving money on your chocolate addiction (unlike me who just impulse-buys whatever's on sale), use comparison sites like Trolley. They pull together all the current deals so you don't have to waste hours of your life checking different stores.
For example, right now B&M is selling Wispa four-packs (28g bars) for £1.65, and Poundland has six-packs of Milky Ways (21.5g) for £1.75.
The chocolate underground
I sound like I'm organizing some kind of chocolate resistance movement, but seriously - join some food-focused Facebook groups if you want the inside scoop on deals. That's how I learned about the massive 2.4kg Celebrations box that Amazon recently listed for £11.19 (half price!).
My editor bet me £20 I wouldn't make it through this article without ordering something. Poor guy just lost his money.
Already ordered. No regrets.
Frequently Asked Questions
What is a budget deficit?
A budget deficit occurs when a government's expenditures exceed its revenues over a specific period, usually a fiscal year. This can lead to increased borrowing and national debt if not addressed through spending cuts or revenue increases.
What are the benefits of having an emergency fund?
An emergency fund provides financial security by offering a safety net for unexpected expenses, such as medical emergencies or job loss. It helps prevent debt accumulation, reduces stress, and allows for better financial planning, ensuring that individuals can navigate unforeseen circumstances without significant hardship.
How does inflation affect the value of money?
Inflation refers to the general rise in prices over time, which erodes the purchasing power of money. As inflation increases, each unit of currency buys fewer goods and services, meaning that the value of money decreases in terms of what it can purchase.
What are the main functions of money?
The primary functions of money are as a medium of exchange, facilitating trade; a unit of account, which provides a standard measure of value; a store of value, allowing individuals to save and transfer purchasing power over time; and a standard of deferred payment, enabling credit transactions.
How can I budget my money effectively?
To budget effectively, start by tracking your income and expenses to understand your spending habits. Set realistic financial goals, categorize your expenses, and allocate funds accordingly. Regularly review and adjust your budget to ensure it reflects your current financial situation and objectives.
What is the role of central banks in the economy?
Central banks manage a nation's currency, money supply, and interest rates. They implement monetary policy to control inflation, stabilize the currency, and foster economic growth. They also serve as lenders of last resort to the banking system during financial crises.
What is the importance of financial literacy?
Financial literacy is essential for making informed decisions about budgeting, saving, investing, and managing debt. It empowers individuals to understand financial concepts, evaluate risks, and navigate complex financial products, leading to better financial stability and long-term wealth building.
Statistics
- Research by the National Bureau of Economic Research found that individuals who receive financial education are 25% more likely to save than those who do not.
- According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
- The average cost of raising a child in the U.S. is estimated to be around $233,610, according to the U.S. Department of Agriculture.
- A report by Bankrate indicated that only 29% of Americans have a written financial plan.
- In 2020, the average retirement savings for Americans aged 60 to 69 was approximately $195,000, according to Fidelity.
- According to the World Bank, around 1.7 billion adults worldwide remain unbanked, lacking access to basic financial services.
- According to a survey by the Financial Industry Regulatory Authority (FINRA), about 66% of Americans could not correctly answer four basic financial literacy questions.
- According to a Gallup poll, 56% of Americans report that their financial situation is better than it was a year ago.
External Links
How To
How To Build an Emergency Fund Effectively
Building an emergency fund is essential for financial security. Start by determining how much you need; a common recommendation is to save three to six months' worth of living expenses. Open a separate savings account to keep your emergency funds easily accessible but separate from your regular spending. Automate your savings by setting up a monthly transfer from your checking to your emergency fund. Initially, focus on small, manageable contributions, gradually increasing them as your budget allows. Avoid using this fund for non-emergencies, and replenish it after any withdrawals to maintain your financial safety net.
Did you miss our previous article...
https://hellofaread.com/money/bms-retail-explosion-45-new-bargain-havens-coming-your-way-and-im-weirdly-excited-about-it
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