Oh my God. I literally just promised myself NO MORE CANDLES last week after my husband pointed out the ridiculous collection gathering dust in our spare room. But here I am, already plotting my escape to Dunelm tomorrow morning. Their 30% off sale is basically calling my name!
The Smell of Savings (Sorry Not Sorry)
I popped into my local Dunelm yesterday just to "browse" (we all know how that ends) and teh place was absolutely heaving with bargain hunters. Everyone seemed to be gravitating toward the home fragrance section where candles were flying off shelves for as little as £3.50.
That Bergamot & Cedar one in the green scalloped glass? Divine. I may have bought three. Don't judge me.
My friend Sarah texted me after I sent her a photo of my haul: "Didn't you just declutter your candle shelf last weekend?!" Yes, Sarah. Yes I did. And now I'm restocking it. Circle of life.
What's Actually Worth Grabbing?
If you're a jasmine fan (I'm personally not - gives me a headache after 2018 when I burned one during a dinner party and my mother-in-law complained all night), the Jasmine & Vanilla in that gorgeous lilac glass is scanning at £3.50.
The Ylang Ylang & Neroli is apparently the star of the show though. I overheard a woman telling her husband she was getting six "for gifts" but we all know where those are really going.
There's tons more in the £5.60 to £14 range too. I spent about £22 in total and came home with enough candles to make my living room look like a seance venue.
Remember when that coffee table went viral?
Dunelm's no stranger to these massive markdowns. Back in December they had that coffee table that was meant to be £249 but scanned at £24.90. I still regret not buying it... our current one is covered in mug rings and my cat's fur.
And just a few months ago they had a chenille storage pouffe reduced from £120 to £8.75!
Listen. I've been shopping at Dunelm for years and they're consistently inconsistent with their pricing. Sometimes you'll find absolute steals that make you feel like you've robbed the place, adn other times the "sale" is basically 50p off.
The Facebook Tip That Changed My Shopping Game
Want to know how I find out about these deals before they're gone? Local Facebook groups. I'm in about five different bargain-hunting ones for my area, and someone always posts the second they spot something good.
That's how I nabbed that table lamp back in January that dropped from £69 to £6.90. Absolute steal. My husband's response: "Where exactly are you planning to put ANOTHER lamp?" Somewhere with better lighting than his attitude, obviously.
Don't Be That Person Who Overpays
Just because something's on sale doesn't automatically make it a good deal (learned this lesson the hard way after impulse-buying a "discounted" blender that I later found £15 cheaper elsewhere).
Before you rush out, check comparison sites like Google Shopping or Idealo. They'll tell you if that "amazing deal" is actually... well, a deal.
CamelCamelCamel is brilliant for Amazon price history - shows you if that "limited time offer" has actually been cheaper before. Saved me from myself many times.
Right, I'm off to reorganize my candle collection to make room for the new additions. And possibly hide the evidence before my husband gets home from work.
Frequently Asked Questions
What are the main functions of money?
The primary functions of money are as a medium of exchange, facilitating trade; a unit of account, which provides a standard measure of value; a store of value, allowing individuals to save and transfer purchasing power over time; and a standard of deferred payment, enabling credit transactions.
What is the definition of money?
Money is a medium of exchange that facilitates transactions for goods and services. It serves as a unit of account, a store of value, and a standard of deferred payment, allowing individuals to compare the value of diverse products and services.
How does inflation affect the value of money?
Inflation refers to the general rise in prices over time, which erodes the purchasing power of money. As inflation increases, each unit of currency buys fewer goods and services, meaning that the value of money decreases in terms of what it can purchase.
What are credit scores and why are they important?
Credit scores are numerical representations of an individual's creditworthiness, calculated based on credit history, payment behavior, and debt levels. They are important because they impact the ability to obtain loans, credit cards, and favorable interest rates, affecting overall financial health.
How can I start saving for retirement?
To start saving for retirement, begin by establishing clear retirement goals and determining how much you need to save. Contribute to employer-sponsored retirement plans, such as a 401(k), and consider opening an Individual Retirement Account (IRA). Regular contributions and taking advantage of compounding interest can significantly boost your retirement savings over time.
What is a budget deficit?
A budget deficit occurs when a government's expenditures exceed its revenues over a specific period, usually a fiscal year. This can lead to increased borrowing and national debt if not addressed through spending cuts or revenue increases.
What are the different types of money?
The main types of money include commodity money, which is based on physical goods like gold or silver; fiat money, which is government-issued currency not backed by a physical commodity; and digital currency, which exists electronically and is often decentralized, such as cryptocurrencies.
Statistics
- A study by the National Endowment for Financial Education found that 60% of Americans do not have a budget.
- The average return on investment for the S&P 500 over the past 90 years is about 10% per annum.
- Research by the National Bureau of Economic Research found that individuals who receive financial education are 25% more likely to save than those who do not.
- According to the Federal Reserve, approximately 39% of Americans do not have enough savings to cover a $400 emergency expense.
- A report by Bankrate indicated that only 29% of Americans have a written financial plan.
- A survey by the American Psychological Association found that 72% of Americans reported feeling stressed about money at some point in the past month.
- According to a Gallup poll, 56% of Americans report that their financial situation is better than it was a year ago.
- As of 2021, the average American household had approximately $8,400 in credit card debt, according to Experian.
External Links
How To
How To Manage Debt Wisely
Managing debt wisely involves understanding your financial obligations and creating a structured repayment plan. Begin by listing all debts from smallest to largest, including interest rates and minimum payments. Consider using the snowball method, where you focus on paying off the smallest debts first, which can provide motivation. Alternatively, the avalanche method prioritizes debts with the highest interest rates to minimize overall interest paid. Make consistent payments above the minimum on your chosen debts while maintaining regular payments on others. Additionally, consider consolidating high-interest debts into a single loan with a lower rate, which can simplify your payments and reduce interest costs.
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