Linda Boosted Her Retirement Income by £1,014 Annually
Learn how Linda Baharier increased her retirement income by £1,014 per year by making voluntary National Insurance Contributions (NICs) and delaying when she took her State Pension.
Understanding the State Pension
Discover how the State Pension works and how the amount you receive is based on the number of years of National Insurance Contributions (NICs) you make.
Reasons for Gaps in NICs
Find out why many people end up with gaps in their NICs and who is most likely to be affected.
The Benefits of Voluntary NICs
Learn why making voluntary NICs can be a great way to boost your State Pension and how to get a State Pension forecast to identify any gaps in your contributions.
Costs and Considerations
Discover the costs associated with filling in gaps in your NICs and how to determine if it's worthwhile for your circumstances.
Delaying Your State Pension
Find out how delaying the start of your State Pension can result in additional income and learn about the percentage increase you can expect for every year you defer.
Seeking Guidance and Advice
Get tips on how to contact the Future Pension Centre and where to find benefits advisers who can provide assistance.
Final Thoughts
Consider other options, such as deferring your State Pension or exploring entitlement based on your partner's NIC record.
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