Background
James Hutchison was always skeptical of cashback websites, but decided to give it a try. He signed up to TopCashback 18 months ago and has earned around £1,500 since then.
It's a No-Brainer
James finds it to be a no-brainer because he's earning money on purchases he would've made anyway. He compares it to getting a discount at a restaurant.
Earning Cashback
James earns cashback on various products and services, including food, breakdown cover, and hotel stays. He even used it to buy a printer.
Putting the Money to Use
James has used the £1,500 he earned for Christmas presents, hotels, flights, and as an emergency fund.
How TopCashback Works
TopCashback works by advertising retailer's products and services on its website. Users earn cashback by clicking through to external websites and making purchases.
Withdrawing Cashback
Once you've earned cashback, it usually takes two to three months before you can withdraw it. You can choose to have it transferred to your bank account, PayPal, or as gift cards.
James' Top Tips
James advises users to shop around for the best deals and not to spend money through TopCashback unless they were planning to anyway. He also recommends banking the cashback and withdrawing it only when necessary.
Other Cashback Websites
There are other cashback websites worth trying such as Quidco and KidStart. Additionally, some credit cards offer cashback rewards for purchases.
Always remember to pay off any outstanding credit card debt each month to avoid interest charges.
