Martin Lewis, the renowned savings expert, has shared a simple way for shoppers to get £15 a month for free. According to Lewis, the key is to "maximize the cashback".
Maximizing the cashback
During the heavy-spending Christmas period, Lewis recommends maximizing the cashback to earn hundreds of pounds a year. He suggests using a top cashback card for this purpose.
The easiest option
According to Lewis, the easiest option for cashback is the debit card from Chase. This app-based card offers one percent 'speedy cashback' up to a maximum of £15 per month. It is also considered the top card for overseas spending.
No need to switch bank accounts
To benefit from the Chase debit card, there is no need to switch bank accounts. Simply download the app, which doesn't require a hard credit check, and pay in the desired amount of money.
The top credit card
Lewis also recommends the American Express Platinum Everyday credit card, especially for those making large purchases. It offers five percent cashback for the first three months, followed by one percent cashback, up to a maximum of £100. However, the cashback is paid after one year, provided the spending reaches £3,000.
Other cashback options
In addition to cashback cards, Lewis suggests exploring cashback websites that pay consumers to make purchases through their platforms. He advises shoppers to look for the desired goods first and then check if cashback is available through these websites. Lewis also mentions the option of getting cashback through Airtime Rewards, where linking your bank account and monitoring your spending can earn you cashback at certain stores.
By following these simple steps, shoppers can easily earn £15 a month for free through cashback schemes.
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